What Are In-House Financing Car Dealers?

Man and Woman Signing Contract
 

What is an in-house financing car dealership? It’s a dealership that has its own finance department to supply auto loans and leases to its customers. So, is there a reason to go with an in-house financing car dealer near Forsyth vs. other avenues of auto financing? Yes! Find out more about the perks of choosing an in-house car financing car lot with Volume Chevrolet!

 

 

More About In-House Financing Car Dealers

When you choose in-house financing, you’re borrowing money from the car dealership itself. In-house financing dealerships (also known as “buy-here, pay-here” dealerships) are able to set their own approval requirements for car loans. If you’re having issues getting approved for a car loan due to issues with your credit, you might have more financing options available to you at an in-house car financing car lot, as they may be willing to negotiate if they’re motivated to sell.

What are the Benefits of In-House Financing?

Aside from potentially having more negotiating power and faster, easier pre-approvals, there are other advantages to using this financing method, such as:

  • Saving more money in the long run
  • Faster approvals
  • Options for extended warranties
  • Flexible interest rates
  • Can help increase your credit score

No matter if you’re looking to protect your vehicle with an extended warranty or wish to build your credit score, you’ll find that in-house financing can help you achieve your goals.

Important Considerations of In-House Financing

While the majority of in-house financing dealerships near Griffin are honest businesses, there are some scams out there. When considering in-house financing, keep an eye out for any of the following, as they could be signs of a potential scam:

  • It’s noted that the dealer doesn’t report to a credit bureau
  • They allow you to leave the lot before agreeing on the payment term
  • They call you to say your financing plan fell through and need to provide more money or they tell you a higher interest rate than before

Enjoy Easy In-House Financing With Volume Chevrolet

If you want quick pre-approvals, competitive rates, and financing you can trust, you and turn to the Volume Chevrolet finance center! We make securing financing easy with our online application, and we have a team of dedicated finance professionals to guide you through the car buying process. Connect with us today to learn more!

 

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450 North Lee Street
Forsyth, GA 31029
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Main 770-450-0953 Sales 770-450-0953
450 North Lee Street
Forsyth, GA 31029
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